Choosing the Right Health-Care Plan It's Benefit-Election Time for 2012, and—Surprise!—Employers Are Passing Along More Costs; Dealing With a 'Health Coach'

If you were hoping that your health-plan costs would stay the same next year, you're probably going to be disappointed.

It's open-enrollment season, that time of year when most companies roll out changes to their benefit offerings. Employees typically have a few weeks to elect their packages for the upcoming year.

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